Mortgage Questions Answered

Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.

Curtis Hoefer, Loan Officer at NEXA Lending. NMLS #334242. Call (507) 993-5474.

Frequently Asked Questions

Who is Curtis Hoefer?

Curtis Hoefer is a Loan Officer at NEXA Lending (NMLS #334242). Expert mortgage loan originator in Minnesota and Washington helping first-time buyers, refinancing, and home purchases. Licensed #334242.

What areas does Curtis Hoefer serve?

Curtis Hoefer is licensed to provide mortgage services in Minnesota and Washington.

What services does Curtis Hoefer offer as a mortgage loan officer?

Curtis Hoefer offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Minnesota and Washington. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Curtis Hoefer?

You can call (507) 993-5474 and email choefer@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Curtis Hoefer's NMLS number?

Curtis Hoefer's NMLS license number is 334242. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Curtis Hoefer?

Getting pre-approved is simple: share your income, assets, and credit details, and Curtis Hoefer will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.